Section 5

EMPLOYEE BENEFITS

 

 

5.1 Moving allowance

The institution will reimburse new full‑time faculty for expenses incurred in relocation to Houghton College according to the following schedule:

                        Moving cost                  Percent reimbursement

                        First $1,000                                    100%

                        Second $1,000                               50%

 

The maximum reimbursement is $1500 for moving expenses of $2000 or more.  Interim full‑time faculty are eligible for the moving allowance as described above.

 

Appropriate documentation to support the moving expense reimbursement request must be furnished to the academic dean's office before payment can be made.

 

5.2 Second mortgages (Home Purchase Assistance Program)

Second mortgage loans are available to assist full‑time contract employees in acquiring permanent housing.  Application for this assistance is made through the Vice President for Finance of the college.  This assistance is subject to the following conditions:

1.  The employee must demonstrate adequate financial expectations to sustain mortgage commitments as well as initial resources to meet the required closing costs and property tax prorations.  The loan application should provide the information necessary for evaluation by the college administration in approving or disapproving the mortgage loan. 

2.  A second mortgage loan may be granted for up to twenty percent of the contract price of the property, not to exceed $10,000.

3.   A second mortgage loan will apply to the initial purchase of a home.  It does not apply to improvement of an existing home or the purchase of land unless the employee plans to build a new house on it immediately.  If an employee exchanges residential property, he may transfer the unpaid second mortgage amount to the new home up to the $10,000 limit.

4.  The second mortgage amount must be used as a portion of all of the down payment on the home and not as a reserve for renovation expenses or a contingency reserve. 

5.  The principal of the mortgage must be repaid over the life of the first mortgage on a monthly payment of principal and interest basis.  The annual interest rate will be tied to the federal home loan mortgage rate plus one percent or two points above prime as determined by the college Vice President for Finance.  If there is no first mortgage, the college mortgage must be paid over a five‑year period.  Each payment will be applied first to the payment of accrued interest and then to principal until the principal sum is fully paid. 

 6.  When an employee terminates his employment with the college, the unpaid balance of the second mortgage will immediately become due and payable.  If an employee sells the property on which there is a second mortgage, the unpaid balance must be repaid at the time of closing. 

7.  The borrower is responsible for all legal fees to prepare the bond and mortgage including recording fees. A copy of the insurance policy and the bond and mortgage must be delivered to the vice president for finance. 

                                                                                                                                                                       (Revised March 1994)

 

5.3 Payroll

Payroll is handled on a direct‑deposit system to any member of Automated Clearing House.  Employees will receive pay stub information each payday through intracampus mail. 

 

Salaried employees are paid biweekly on Fridays.

 

Faculty members are typically paid over the 12‑month period.  Compensation for additional instruction (for example, Mayterm, tutorials, honors projects, PACE, practicums) is paid when the assignment is completed

 

All new employees must complete both federal and state withholding forms to establish tax withholding rates.  This form must be reaccomplished whenever there is a change in number of dependents or when a change in the amount to be withheld is needed. 

 

5.4 Retirement Plan

The college offers a section 403(B) defined contribution retirement plan to eligible employees. The purpose of the retirement plan is to enable qualifying employees to maintain their standard of living following retirement by providing income over and above income that may be provided by Social Security.

 

5.4.1 TIAA-CREF

Teachers Insurance and Annuity Association (TIAA) and the College Retirement Equities Fund (CREF) sponsors the college retirement plan. TIAA is a non-profit, legal reserve life insurance and annuity company incorporated in New York. It provides annuities and insurance at low cost for educational institutions. CREF is a separate non-profit corporation companion to TIAA, established to accumulate, invest, and then disburse funds for retirement in the form of lifetime income and other payment options. CREF funding vehicles include foreign and domestic stock, bond, and money market options. A participant may allocate plan contributions to TIAA and/or CREF funding vehicles in any whole number percentages that total 100 percent of the amount designated.

 

5.4.1.1 Participation

An eligible employee may begin participation in this plan on the first month following the completion of one year of service at Houghton or another accredited institution of higher education.  Eligible employees must also be 21 years of age or older.

 

5.4.1.2 Eligibility

An "eligible employee" means any employee working at least 1,000 hours per year (1/2 load for faculty) except adjunct faculty members.

 

5.4.1.3 Premium

Participants shall contribute 3 percent of their base contracted salary through payroll deduction (after tax) or reduction (before tax). This will be matched by an 9 percent contribution by the college and remitted to TIAA-CREF. A participant may elect to contribute more than 3 percent, but the college contribution remains at 9 percent. There are certain limits to this option. See the Director of Human Resources for more information.  Taxes on the earnings are deferred until withdrawn at retirement.

 

5.4.1.4 Vesting

Employees are immediately and fully vested upon remittance of the contributions of both employee and college matching funds to TIAA-CREF.

 

5.4.1.5 Terminating Employee

Terminating employees may take their TIAA and CREF annuity accounts with them. TIAA-CREF retirement and survivor benefits are fully vested at all times. This full-vesting allows participants to move freely among other education institutions that offer TIAA-CREF plans, thereby continuing to accumulate retirement benefits. Terminating participants who move to an institution or employer that does not offer a TIAA-CREF plan, may leave the accumulated contributions with TIAA-CREF where they will continue to accumulate earnings.

 

5.4.1.6 Repurchases

TIAA-CREF's repurchase provision allows individuals with small accumulations to receive the value of their annuities in a single sum after terminating employment with the college. There are two separate sets of repurchase rules.

 

For participants who received their oldest annuity before January 1, 1992, the annuities may qualify for repurchase if:

                   1.       None of the participant's TIAA and CREF annuities are more than five years old or their total value is no more than $2,000.

                   2.       The participant is not employed by or moving to an employer with a retirement plan using TIAA-CREF annuities; and

                   3.       The participant is not receiving TIAA-CREF annuity income payments.

 

Participants who received their oldest TIAA-CREF annuity on or after January 1, 1992, may be eligible to repurchase their annuities if they meet these conditions:

                   1.       The participant has terminated employment;

                   2.       The participant has $2,000 or less in TIAA;

                   3.       The participant is not receiving or transferring money from TIAA over a 10-year period.

 

5.4.1.6 Retirement Option

Annuity participants may elect to withdraw or transfer their accumulations to other 403(B) plans or individual Retirement Accounts (IRAs) at retirement. This option may be limited by the investment vehicle which you have chosen. Retirement is defined as separation from service after attaining age 55. If an employee terminates service from the college before attaining age 55, they must wait until age 59-1/2 to withdraw or transfer their accumulated funds. Current employees who have reached the age of 65 and are employed on a less than full-time basis are also eligible for a withdrawal. Those electing these options are advised to seek professional tax counsel.

 

5.4.1.7 Survivor Benefits

When the death of the participant is prior to the commencement of retirement income, the full current value of the Accumulation Account(s) is payable to the beneficiaries named by the participant.  Distribution of survivor benefits is subject to spouse's rights laws and the required distribution rules set forth in IRS Code section 401(a)(9).

 

5.4.1.8 Enrollment

Applications for plan enrollment and further information are available in the Human Resources Office.

 

5.4.1.9 Supplemental Retirement Annuities

Supplemental Retirement Annuities (SRAs) enable employees to set aside tax-deferred funds over and above the retirement program. Applications and further information are available in the Human Resources Office.

 

5.5 Hospital and medical insurance

Houghton College provides group hospital and medical insurance for all full‑time employees.  Information or questions regarding medical insurance should be directed to the human resources office.

 

All health plans currently offered by the college require some employee contribution.  This includes all full‑time employees and their dependents, including full‑time employees whose workload has been reduced to at least one‑half by the administration due to retrenchment and personnel cut backs.  (Note: coverage is available on a contributory basis for tenured faculty who assume the status of half‑time leave of absence/half‑time teaching for one year.)  Coverage becomes effective with the first day of full‑time employment and terminates at the end of the month the employee terminates.  Faculty who terminate at the end of the school calendar may continue coverage through August 31.   Those employed at least half-time are eligible to enroll in the plan at their own expense.

 

A waiver may be granted because of conscientious objection or because of duplicate coverage elsewhere.  Those electing coverage under a plan available through a spouse working outside of the college are eligible for a taxable cash payment.

                                                                                                                                                                                    (Updated 7/02)

 

5.6 Disability insurance and workmen's compensation

 

5.6.1 Long‑term total disability benefits plan: A non-contributory Total Disability Benefit Plan is provided for all full-time Houghton College employees through TIAA.  Total disability under this program is the "inability of the employee, by reason of sickness or bodily injury, to engage in any occupation for which the employee is reasonably fitted by education, training or experience."

 

The plan provides for benefits beginning on the first of the month following six (6) consecutive months of total disability and continuing during such disability until age 65.  The monthly income benefit combined with any benefits payable from Social Security and Workers' Compensation provides for an amount equal to 60 percent of your monthly wage base to a maximum of $3,000 per month.

 

Also, a monthly benefit equal to 12 percent of your monthly salary will be credited as premiums to your TIAA-CREF retirement plan, if you are enrolled.

 

5.6.2 Workmen’s compensation: When an employee is injured, regardless of how minor the injury may be, he or she should immediately report this to his or her supervisor and the director of human resources.  Even though the injury may not be significant enough to require medical care, it is still important that a record be filed listing the circumstances.  When a report is filed, the employee may be asked to contact a physician.

 

In every accident of any significance, contact should be made immediately with the Health Center.  This is for the mutual protection of the college and the employee.  When an accident of any type occurs it is very important that a report be made IMMEDIATELY.  A supply of reports is available from the human resources office.  This report, when filled out, should be left with the supervisor to be sent directly to the human resources office.

 

Whenever any accident occurs, the supervisor of the employee should make a personal investigation and write up his or her own report.  The personal report and the supervisor's report should be turned in to the personnel office immediately or within 24 hours. 

 

5.7 Life insurance

Houghton College provides term life and accidental death and dismemberment insurance for all full‑time employees.  This coverage provides for life insurance benefit of twice the annual salary.  This benefit is provided at no cost to the employee. 

 

5.8 Tuition benefits – Employee Tuition Assistance Grants

Overview: the college provides employee and dependent tuition assistance grants (ETAG) as a fringe benefit for certain employees. The amount of assistance provided depends, in part on

(1)     Whether the student is an employee or the dependent of an employee,

(2)     The employee’s tenure with the college and status as full or part time,

(3)     The full or part time academic status of the student requesting assistance. An individual is considered a "dependent" of an employee if the individual is claimed as a dependent on the employee's tax return.

 

General Rules: To qualify for an ETAG from the college for an employee or their dependent, the employee must have served at least two years in the full time employ of Houghton College prior to the commencement of the term. Years of service at another accredited institution of higher education counts towards this two-year waiting period. This two year waiting period will be waived for employees taking courses determined by the Director of Human Resources to be job related. The student must fully comply with the application and acceptance process at the college. Admission to the college is not guaranteed. The employee must complete all required financial aid forms within the typical deadline dates associated with such filings. Tuition assistance covers up to 8 semesters or 125 hours (128 hours for B.Music) whichever is greater.

 

Full Time Dependents: Employee dependents (as defined by the IRS) will receive an ETAG equal to tuition less $750 per semester, if they meet the following tests:

1.     The employee has served at least two years in the full time employ of the college prior to the commencement of the term.

2.     The dependent has been duly accepted by the college for admission and is considered to be a full time, matriculated student.  Students who do not require a full load in their last semester may qualify for tuition assistance and be considered part-time students for one semester only.

3.     The employee has appropriately filed all requisite financial aid applications and forms within the deadlines established.

 

Financial Aid Allocation: With the exception of the New York State Tuition Assistance Program (NYS TAP), all need and performance based financial assistance provided from third parties to the dependent will be available for the dependent to use for tuition, room, board, books and other educational costs beyond those covered by the ETAG. Amounts received for the NYS TAP will serve to partially offset the college’s contribution toward the ETAG.

 

Part Time Students: Full and part time employees taking courses determined by the Director of Human Resources to be job-related will be eligible for a 100% discount. Further, the class-time for these courses will be considered working hours and will not need to be made up. Non-class study time will not be considered working hours. Employees taking classes during normal working hours must receive the approval of their supervisor prior to enrolling in the course.

 

Full time employees taking courses which are not job related will be eligible for a 95% discount. Part-time employees taking non-job related courses will be eligible for a 90% discount. Time spent during normal working hours in class will need to be made up during the same workweek.

 

Dependents of employees may take courses on a less than full-time basis and receive a 90% discount.

 

The following courses are exempted from employee tuition assistance for part-time students (either employees or dependents):

      Music - All Applied Courses

      Art - All Courses except Art History and Appreciation

      Physical Education - All applied courses and those requiring an activity lab.

      Other - Tutorial, independent study, student teaching, field internships, audits of computer courses.

 

Tuition Assistance for P.A.C.E.: A full time employee or spouse who desires to enroll in a P.A.C.E. cohort will be eligible for an ETAG if they are the first employee/spouse to be admitted to and request tuition assistance for that cohort. Any additional employees in the same cohort must receive permission from the Director of Human Resources. The ETAG applies only to tuition and will result in a $500 tuition charge for each of the three terms. All other costs will be borne by the student.

                                                                                                                                                                (Revised September 2000)

 

5.9 Tuition waiver exchange programs

Houghton College participates in several programs whereby dependent children of employees may receive reduced or free tuition when enrolled in member colleges.  The major programs presently available are for Wesleyan institutions, participating member institutions of the Council for Christian Colleges and Universities and Tuition Exchange Program (see www.tuitionexchange.org for participating colleges).  Policies for the programs differ.  Persons interested in applying for tuition waiver should contact the VP for Enrollment Management for specific details. 

 

5.10 Professional memberships

The college encourages each faculty member to belong to appropriate professional organizations and to subscribe to scholarly journals in his or her area of teaching expertise.  To assist in this, the college will allow up to two memberships/subscriptions and a maximum expenditure equal to 30 percent of the annual travel allowance allocated for each faculty member.  The faculty member should pay the membership or subscription fee, then present a receipt or a cancelled check as a basis for reimbursement of fees.  However, a faculty member may present a membership form properly filled out to the office of the academic dean so that a college check can be sent with the membership form. 

 

Membership should be restricted to professional organizations that have been established for collegial and scholarly exchange.  Similarly subscriptions should be limited to academic journals. 

 

5.11 Professional development/travel

Money may be used for professional development related to the teaching assignments or research interests of the faculty member.  Acceptable requests might include but are not limited to: travel to professional conferences, travel for research or course development, books, musical scores, specialized software of a course-specific or research-specific nature, equipment and materials necessary for research, payment to research subjects, and payment to research assistants.

 

Money may not provide compensation for individual faculty time expended on development activities. 

 

Each department chair will administer the department budget in collaboration with department faculty.  Faculty are expected to submit requests to their respective department chair for the use of funds by March 31. Funds not expended or designated for use by the end of the fiscal year would revert to the FDC for allocation to those requesting funds normally allocated by the FDC.

 

5.11.1 Travel and expense reports

To prepare your Business Expense Report, the following procedure should be followed:

1.  During the trip, please secure receipts for each purchase including gasoline (if purchased with cash), hotels/motels, meals, etc.

            2.  Attach all of the receipts to the Business Expense Report, and submit it to your supervisor for approval.

3.  Return your approved expense report form (with all receipts attached) to the bank within five days after your return from your trip.

 

            NOTE: When you take a college‑sponsored trip, the bank is able to provide you with a cash advance for your expenses.  A second advance will not be issued until the first one has been accounted for.

 

            NOTE: Institutional automobiles are not available for personal use.  (See also '3-23, Travel on Behalf of the College.)

 

5.12 Honoraria

The following schedule of honoraria is designed to help recognize unusual scholarly achievement among the faculty of Houghton College (up to a maximum of $350 per year). 

            Book, solo art show, solo recital.................................................................................................................. $250

            Refereed article, invited paper/lecture in discipline.................................................................................. $100

Solo recital, part-time faculty........................................................................................................................ $150

 

5.13 Financial services

 

5.13.1 Sundry accounts: Each employee will be assigned a sundry account number.  Typical uses for such an account include Campus Store charges and rental charges for college facilities or equipment.

 

5.13.2 Salary withholding: You may elect to make increased payments to TIAA/CREF or to make regular gifts to the college (for example, for a building fund or for scholarships) by having the desired amount withheld from your paycheck.  Specific start and stop instructions in writing are required.  Also, TIAA disability insurance and second mortgage loan repayment may be made through salary withholding.  No other allotments are possible. 

 

5.14 Identification cards

All faculty members and spouses should secure photo identification cards from the college post office.  These ID cards will be necessary for access to recreational facilities, sports events, library circulation privilege, and for lecture series.

 

Parents may request ID cards for their dependent children 7th grade or higher.  There is a charge to replace lost ID cards. 

 

5.15 Campus store

Houghton College operates a campus store for the convenience of students, faculty, and staff.  The campus store handles textbooks as ordered by faculty, and it also offers for sale other academic and personal supplies.

 

Purchases may be charged by an individual to his or her sundry account, subject to a $6 minimum per charge transaction.

 

A ten percent discount on campus store purchases of $1.00 or more (excluding all textbooks) will be granted to the following:

            1.  full‑time employees of Houghton College and their spouses

            2.  full‑time faculty and staff of Houghton Academy (identification card must be shown)

            3.  pastoral staff of Houghton Wesleyan Church

            4.  all college offices and organizations

            5.  trustees

            6.  retirees who have a senior citizen discount card

            7.  faculty emeriti

 

            Note: the ten percent discount does not apply to children or other dependents of those persons listed above, nor does it apply to other pastors or to area fire department members.  Also, textbooks for use in regular classes will not be discounted.

 

5.16 College purchasing services

The Administrative Services Office has arranged for special employee discounts on a variety of items.  Office supplies, furniture, computer equipment, mattresses, and cellular phone packages are the current offerings.  Those interested in taking advantage of these discounts should contact Administrative Services for purchasing details. 

 

5.17 Jury duty

The college urges each employee to discharge his or her civic duty when called upon for jury duty.  While an employee is on jury duty, Houghton College will continue the employee's normal scheduled pay during the contract period, provided the employee will give to the college moneys paid by the court for services rendered excluding transportation.

 

Since the college pays wages to the employee while on jury duty, the employee is expected to return to work for any day or part of a day when the jury is not in session.

 

5.18 Library privileges

Houghton College employees and their immediate families may use library facilities by using their college identification.  Renewals are subject to recall.  Library hours and other regulations are the same as for students. 

 

5.19 Mail service

On‑campus mailboxes are provided primarily for intracampus mail.  All college employees are strongly encouraged to use home delivery or village post office boxes for all regular mail.

 

5.20 Parking and vehicle registration

All faculty and staff employees of Houghton College must register all vehicles that will be parked on the college campus with the Security office and place the permit issued on the vehicle.  A vehicle is properly registered if the appropriate parking permit (or decal) has been permanently affixed to the vehicle wherever designated at the time the permit is issued.  This should be done at the beginning of employment or whenever there is a change in vehicle or license. 

 

This permit or decal will allow each faculty and staff member to park his or her vehicle on campus in areas marked for faculty and staff parking and in areas designated for 10‑20 minute parking.

 

From 7 a.m. to 5 p.m. Monday through Friday, staff and faculty may not park in student commuter parking areas.

 

Although not posted, the speed limit on campus reportedly is 20 miles per hour; it is 10 miles per hour in all parking lots.  Citations may be issued for traffic violations.  Traffic regulations are to be observed by all members of the faculty and staff of Houghton College.

 

5.21 Personal services

 

5.21.1 Maintenance service

The college cannot furnish services such as those of an electrician, plumber, or carpenter to faculty and staff members except in matters pertaining to college‑owned property.  No employee should take upon himself such assignments for personal projects for faculty and staff during working hours.  In cases where authorization has been made with the vice president for finance and cleared with the superintendent of buildings and grounds to perform work for faculty and staff, there will be a charge for this service.  The billing will include actual cost (including labor) plus a five percent administrative charge.

 

5.21.2 Ambulance service  (Note: This is not a college service)

Ambulance service in the Houghton community area is furnished by the Houghton Volunteer Fire Department to bill for these services.  Therefore, Houghton residents who share in the benefit of this service should contribute to the organization. 

 

5.22 Recreation and athletics

During the academic year, the Physical Education Center is normally open from 7 a.m. until midnight on weekdays and from 2:00 until 5:00 p.m. on Sundays.  Faculty and staff with Houghton identification cards (see Item 5.14) and their guests may use the Nielsen Physical Education Center and other athletic facilities according to current restrictions and regulations.

 

The Nielsen Physical Education Center, tennis courts, ski slopes, and cross‑country course are available for faculty and staff when not in use by college classes.  Ski equipment may be rented for a nominal fee.  The racquetball courts, the pool, and one basketball court will be open for exclusive faculty‑staff use from 11:45 a.m. until 1:00 p.m., Monday through Friday.  Please consult the Physical Education Department for specific regulations governing these areas. 

 

Appropriate, modest athletic wear is required for participation in athletic activities.  Also, eye guards are mandatory for all racquetball players. 

 

Children under 12 must be accompanied by a parent or legal guardian, except for designated special programs.  Also, children 12 years old and older are not entitled to bring a guest unless accompanied by a parent. 

 

5.23 Use and reservation of facilities and equipment

 

5.23.1 Facilities

Faculty and staff who desire to use college facilities for special events such as weddings, anniversary celebrations, or other special activities or conventions should make arrangements through the conference director.  Arrangements should be made well in advance.  A nominal fee for the use of the college facility will be charged to the employee.

 

5.23.2 Equipment

The college, as a general policy, cannot make its equipment available to faculty and staff members for personal use. The inventory of equipment is not sufficient to permit this type of service.  These items are not for personal use and must be available to the people who use this equipment as part of their daily work.

 

In some cases, a limited rental service may be granted if prior arrangements have been made with the superintendent of buildings and grounds and the vice president for finance.  Where such equipment needs an operator, a rental charge will be made for the equipment as well as for the time of the college operator.

 

College instructional equipment may be used only by the faculty, administration, and college organizations for college‑sponsored purposes.  Off‑campus use is limited to the college Public Relations Program, to Houghton Church classes under supervision of the Christian Education Dept., and to the Houghton Volunteer Fire Dept.